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Service Description: <div style='text-align:Left;'><p></p><p style='margin-bottom:0in;'>The FIRM is the basis for
floodplain management, mitigation, and insurance activities for the National Flood
Insurance Program (NFIP). Insurance applications include enforcement of the mandatory
purchase requirement of the Flood Disaster Protection Act, which "... requires the
purchase of flood insurance by property owners who are being assisted by Federal programs or by
Federally supervised, regulated or insured agencies or institutions in the acquisition or
improvement of land facilities located or to be located in identified areas having special
flood hazards," Section 2 (b) (4) of the Flood Disaster Protection Act of 1973. In
addition to the identification of Special Flood Hazard Areas (SFHAs), the risk zones shown on
the FIRMs are the basis for the establishment of premium rates for flood coverage
offered through the NFIP.</p><p style='margin-bottom:0in;'><br /></p>
<p style='margin-bottom:0in;'>This database has been created by
digitizing data from georeferenced paper FIRM maps and adding information from
FIS where available. All FIRMs were georeferenced at a 1:4000 scale or finer.
This data should be used as a reference layer, not as an authoritative source. </p>
<p style='margin-bottom:0in;'><br /></p>
<p style='margin-bottom:0in;'>The hardcopy Flood Insurance Rate
Map (FIRM) and the accompanying Flood Insurance Studies (FISs) are the official
designation of SFHAs and Base Flood Elevations (BFEs) for the NFIP. For the
purposes of the NFIP, changes to the flood risk information published by FEMA
may only be performed by FEMA and through the mechanisms established in the
NFIP regulations (44 CFR Parts 59-78). These digital data are produced in
conjunction with the hardcopy FIRMs and generally match the hardcopy map
exactly. However, the hardcopy flood maps and flood profiles are the
authoritative documents for the NFIP. </p>
<p style='margin-bottom:0in;'> </p>
<p style='margin-bottom:0in;'>Section 11 of FEMA's "Flood
Insurance Rate Map (FIRM) Database Technical Reference: Preparing Flood
Insurance Rate Map Databases (Nov. 2022)" document contains a detailed
description of each attribute code and a reference to other relevant
information.</p>
<p style='margin-bottom:0in;'> </p>
<p style='margin-bottom:0in;'><a href='https://www.fema.gov/flood-maps/guidance-reports/guidelines-standards/technical-references-flood-risk-analysis-and-mapping' target='_blank'>https://www.fema.gov/flood-maps/guidance-reports/guidelines-standards/technical-references-flood-risk-analysis-and-mapping</a><br /></p>
<p style='margin-bottom:0in;'> </p>
<p style='margin-bottom:0in;'><a href='https://www.fema.gov/sites/default/files/documents/fema_firm-database-technical-reference_112022.pdf' target='_blank'>https://www.fema.gov/sites/default/files/documents/fema_firm-database-technical-reference_112022.pdf</a><br /></p><br /><p></p></div>
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Description: The FIRM is the basis for
floodplain management, mitigation, and insurance activities for the National Flood
Insurance Program (NFIP). Insurance applications include enforcement of the mandatory
purchase requirement of the Flood Disaster Protection Act, which "... requires the
purchase of flood insurance by property owners who are being assisted by Federal programs or by
Federally supervised, regulated or insured agencies or institutions in the acquisition or
improvement of land facilities located or to be located in identified areas having special
flood hazards," Section 2 (b) (4) of the Flood Disaster Protection Act of 1973. In
addition to the identification of Special Flood Hazard Areas (SFHAs), the risk zones shown on
the FIRMs are the basis for the establishment of premium rates for flood coverage
offered through the NFIP.
This database has been created by
digitizing data from georeferenced paper FIRM maps and adding information from
FIS where available. All FIRMs were georeferenced at a 1:4000 scale or finer.
This data should be used as a reference layer, not as an authoritative source.
The hardcopy Flood Insurance Rate
Map (FIRM) and the accompanying Flood Insurance Studies (FISs) are the official
designation of SFHAs and Base Flood Elevations (BFEs) for the NFIP. For the
purposes of the NFIP, changes to the flood risk information published by FEMA
may only be performed by FEMA and through the mechanisms established in the
NFIP regulations (44 CFR Parts 59-78). These digital data are produced in
conjunction with the hardcopy FIRMs and generally match the hardcopy map
exactly. However, the hardcopy flood maps and flood profiles are the
authoritative documents for the NFIP.
Section 11 of FEMA's "Flood
Insurance Rate Map (FIRM) Database Technical Reference: Preparing Flood
Insurance Rate Map Databases (Nov. 2022)" document contains a detailed
description of each attribute code and a reference to other relevant
information.
https://www.fema.gov/flood-maps/guidance-reports/guidelines-standards/technical-references-flood-risk-analysis-and-mapping
https://www.fema.gov/sites/default/files/documents/fema_firm-database-technical-reference_112022.pdf
Service Item Id: 0c87d44284a44f1fb911cfb016674aa8
Copyright Text: IDWR, FEMA, Silver Jackets
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Keywords: FEMA Flood Hazard Zone,DFIRM Database,DFIRM,Special Flood Hazard Area,Digital Flood Insurance Rate Map,NFIP,Base Flood Elevation,SFHA,Flood Insurance Rate Map,FIRM,Floodway
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